Nibs got a letter on Monday.

From a debt collection agency.

We rang them immediately to discover someone has been using his identity and his address where he lived about five years ago to order stuff out of a catalogue. They must have used details from post that wasn't redirected.

And of course they never had any intention of paying for it so the debt is left in his name.

I'm hoping if we can prove he didn't live there at the time that will be enough to satisfy them it wasn't him.

But has this ever happened to anyone and how do you go about clearing it up without getting credit blacklisted?

Should we be reporting it to the police?